Written By: Sophie Bartos
Saving your money is very important. Whether it is using coupons to get deals on food, or saving up for retirement, they can all make your life so much easier. But, there are times when it is necessary to spend the extra money. When it starts affecting your health and safety, going for the cheapest option isn’t the best in this case. For example, you go to the grocery store, and buy the cheapest food options with coupons you have saved. You figure you are saving loads of money. But is it worth risking your own health? Buying low quality food for cheap is a good way to save money, but in the long run, you wouldn’t want to develop health problems, like obesity or cancer. This would actually cause you to spend way more money on healthcare later in life. 
Another important feature worth the extra expenses is a mattress. As humans, we spend about a third of our life sleeping. It is important to get a good night's sleep, because it affects our mood, and everyday functions. It isn’t worth feeling terrible the next day, and buying a good quality mattress is more beneficial in the long run. Another important feature to mention is clothing. Buying expensive designer clothes that don’t fit, or a load of low quality clothes that will be worn out in a month are not good options if you want to get the most out of your money.Financial expert Stefanie Conell says that “Most of us spend money on things that we don’t really care about at the expense of the things we do without realizing it” This shows that it is important to understand the value of the items you're buying and the meaning it brings to you. Focusing on quality over quantity is better than having extra junk in your house that you don’t use or need. To make sure that you make the most of your needs, tracking how much you spend by hand, or using an app is helpful to see if your are meeting your priorities.
Works Cited:
Fox, Michelle. “Guilt-Free Shopping: These Eight Things Are Worth the Extra Money.” CNBC, CNBC, 11 July 2019, www.cnbc.com/2019/07/10/eight-things-that-are-worth-paying-more-money-for.html.
Noble, Audrey. “6 Expensive Things That Are Totally Worth the Money.” Business Insider, Business Insider, 9 Jan. 2019, www.businessinsider.com/expensive-things-that-are-worth-the-money-2018-6.
This is very interesting, because there really are some things that you just should save money on. It is nice to see what those things are, because in the future I can plan to buy the "Good brand" mattress so I can be happier and work better.
ReplyDeleteI would agree that this is a very interesting post because it makes everyone with a stable source of income rethink what they've done with their money, so thanks for this interesting article because I'll have to be more careful when I do want to splurge my money.
ReplyDeleteA lot of people spend a lot of money on things that they don’t need. In order to spend less and save more, it is important to recognize what things are worth it to spend a lot of money on. Things you mentioned in your post, such as food and a mattress, are important to spend money on as they can affect your health and wellbeing. Other things such as jewelry, clothes, and shoes may not be the best things to spend large amounts of money on as it isn’t really necessary as there are cheaper alternatives.
ReplyDeleteWhen it comes to me spending my money, I rarely ever do. On the other hand, I always save in my drawers in my room and never put it in my checking account. I always regret not doing it because I can earn a lot more money.I really find this post interesting because it brings so much in my mind when it comes to my money.
ReplyDeleteThis article makes me think about specifically what I should really be spending my money on. For me personally I don't like to splurge money on things like clothes which gives me a little more money to spend on other things. But it is also important to look for cheaper options in the things I am saving my money for as long as they are still a good quality.
ReplyDeleteI like the idea of spending a lot of money on a mattress. It is true that we spend so much of our lives on it, it would make sense that we spend a lot of money on a mattress. Good sleep is worth the money!
ReplyDeleteThis is a very fresh perspective on how and what to spend your money on. Really focusing your priorities on products that make you feel healthy and better. If you budget some less important aspects like eating out and shopping, you can spend the extra money and contribute it to more important things that impact your well-being. For example, the blog recommends spending more on healthier food and mattresses. These things impact you in the long run so, therefore are more important. Other things like this could include a gym membership or a monthly spa day.
ReplyDeleteThat is a very good point. Even though you want to get the cheapest deal, it isn't always the best decision in the long run, especially when buying low quality food. It's more like a want and need kind of situation that you need to keep in mind and in my opinion, food and good sleep are a need.
ReplyDeleteI think it’s interesting how people try to save their money and buy the cheapest things. I never really that about it to think that those foods could be unhealthy for you. I like the idea of spending money on big matters. In today's life you don’t really know what's going to happen so being able to prepare for whatever each day.
ReplyDeleteYour point but that is very subjective. What is the definition of low grade or low quality food. Are you talking about getting fast food everyday instead of going to the store? Or are you talking about getting all organic food? There are so many options when it comes to what you are putting into your body and where you choose to get those items. Take your shopping location for example, shopping at a store like Aldi that is a great place to buy food that is not super expensive, compared to a higher end grocery store such as Sendiks. You can still save your money and buy food that is healthy for you. Shopping at Aldi or other stores that have options that are not name brand items should not be looked down upon. There are things that are important and yes your health is important but going to the nicest and most expensive grocery store. Other things that sometimes are not in everyones budget is selecting all organic food. Families should not choose to 'splurge' on buying all organic food there are options that are there that they should be spending their money on instead of organic food. Your article offers a new perspective, but I do not know if I would agree with you on everything that you are saying.
ReplyDeleteThis is one of the things I’ve seen myself doing that has proved to be a challenging habit to break. Knowing when to no longer go for the cheapest option is based upon your own judgment. You don’t want to go too far either way. When buying clothes I almost never look at high prices, but sometimes they are that high because they last so long. Though, constantly replacing cheaper possessions can still end up being more beneficial than one expensive purchase. Sometimes, if there is enough information, we can even do some of our own research in order to help along the decision process. Perhaps one of the most important questions to ask ourselves is, “where will this (the product) be in five years?”. This can help provide a less impulsive perspective. It’s true, even though some discomfort in your sleep may not sem tha bad in your 20-30’s, but if you start having chronic back pain as you get older, therapists or medical attention can cost a fortune.
ReplyDeleteThis is a very important topic because a lot of people our age do not know when they should spend their money,and tend to use it irresponsibly. They spend their money on stupid things that have a status instead of saving for the future to be in less debt. I think this topic is very relevant to the seniors of our highschool right now because, we are about to head off to college and without knowing how to save money and the right time to spend it, there would be a huge amount of debt coming your way.
ReplyDeleteI can totally see how it is a bad idea to cheap out on food items that you buy at the grocery store. Some of the reasons that the food items are cheaper or on sale could be because of the expiration dates, meaning the food will expire soon. I know that when I pull things out of the refrigerator I don’t check the expiration date unless it’s something like milk. I did not really think of how it could be a bad idea of cheaping out on purchasing a mattress. If you buy a mattress that is less expensive, this could mean that it is not a good quality and could give people back pains and later affect them more with expensive doctor visits because of their back.
ReplyDeleteI really like this post because it brings a lot to the table. When I think about spending my money on some things that cost a lot, usually I try to spend the least amount of money as possible, but your right, sometimes it is necessary to spend the extra money to get the most use out of it. On the other hand, I feel like my parents and elders use that strategy and always get the most beneficial item for the price.
ReplyDeleteThe point that you are making in this post is very important regarding our well-being, but is this idea reasonable? According to a recent poll, 12.3% of american citizens live under the poverty line, and this number is most likely higher because the poll didn’t include those who are homeless. Living below the poverty line means that your income fails to provide the amount of money needed for basic necessities such as clothing, food, water, and shelter. The cheaper food options are typically not as healthy, and the average mattress costs approximately $1000. For those living under the poverty line, purchasing things such as healthy, organic foods and quality mattresses is often not achievable. Food stamps exist in the US, but they often do not benefit those in need of them enough to allow them to eat a healthy diet. What are some other ways that we can help provide healthier alternatives for those who simply cannot afford them?
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