Wednesday, October 16, 2013

No More Buried Treasure?

No More Buried Treasure?
By: Sarah Broge
The Treasury Department has been working overtime ever since May of 2013, when the country hit its debt limit. Extraordinary measures, as the department called them, have been in effect to keep paying the countries bills. It was estimated that these measures would come to an end sometime in October of this year. Even though the prediction is correct, there may be some hidden consequences.
The Department of Treasury has four basic functions: collecting taxes, paying bills, enforcing finance and tax laws, and managing currency, government accounts and public debt. When the United States hit its debt limit, the department took over, managing the accounts and making sure all bills that could be paid, were paid.
Now it’s October and the estimated ending date is within reach, but the stability of the department itself is in question. There may not be enough money in the department to pay the bills and once the money runs out, it runs out. The administrators within the Treasury Department have been keeping quiet about their plans when the money runs out. The Obama administration stated that there is no way to work around the on-debate debt ceiling.
There is about $55 billion due in federal payments. If congress fails to raise the debt ceiling, market turbulence, lowered confidence and a slower economy is expected to be a result. Investors and politicians question what would happen to the economy, the markets and even the government, if the treasury department could only spend as much as it took in.
Isn’t that the whole point of money though? Only to spend as much as you have? There was a familiar scenario in the 1920’s when people spent more money than they had which contributed to the stock market crash and ultimately the depression. Has the government and even the people, learned from the nation’s history about money? It’s basic science if it’s looked into deeply enough. People can only spend as much as they have or else they will have a debt to pay and the ability to pay that debt rises and falls as their surroundings do.
If the Treasury Department breaches the debt ceiling, they would have to balance the government’s budget. Until Congress has the chance to raise the debt ceiling again, the Department will have to refrain from spending 30% of government payments, which economists say could be enough to tip the economy into another recession within days or weeks.
An option that the Department has is to delay the federal payments instead of cutting across the board. The payments would be prioritized, the extent not yet being shared, and paid off before the Treasury runs out of money and the bills are due. According to a Suisse analysts note to clients, “a system either makes all of its payments, or it doesn’t make any at all.” A quote such as this could be applied to the situation or not, it all depends on who is analyzing it. Someone on the inside may have a direct conclusion to any confusion about the Treasury Department’s ordeal but lips are sealed as the clock ticks on.


2 comments:

  1. This is really interesting. I agree with what you mentioned about spending limits: "Only spend as much as you have." I think it's astonishing that the government has let the debt get so high and, to be honest, I'm not seeing any huge changes being made to try improving our situation. That worries me. Like you said, it could lead to another depression. With the amount of debt the U.S. owes, it seems almost impossible to turn things around, but I'm really hoping we find a way soon or else our country is in big trouble.

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  2. It's a shame that the U.S. can't come to an agreement about the debt ceiling, and set aside their difference so the U.S. population wouldn't suffer. The U.S. would probably raise the debt ceiling again, like before because of the ease and the benefits it provides that finding a stable budget. Still it would be great if the U.S would start to pay back the debts so the economy wouldn't be in a decline.

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